About Stroud & Swindon Building Society Loans and Mortgages!

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Article About the Stroud & Swindon Building Society

One of the oldest financial institutions in the UK, the Stroud & Swindon Building Society is the result of the merger of two building societies, the first established in 1850 as the Stroud Provident Benefit Building Society. With its head office in Rowcroft, the office building is still occupied, by Winterbothams solicitors. The first chairman of the Stroud Building Society was Lyndsey Winterbotham, and the firms have remained close for over a century and a half. Over the course of decades, the Stroud Building Society was forced to relocate to ever larger facilities to handle their burgeoning business, culminating in their hall built in the '90s, less than 200 yards from the initial location.

The Stroud and Swindown's business growth was driven over the course of years by acquisitions of other building societies, such as the Bristol Permanent Building Society, and the Frome and Selwood Building Society. The largest merger, in 1986, was with the Swindon Permanent Building Society, which had acquired several smaller ones of its own – the combined entity took on the combined name of Stroud and Swindon. They are now the 15th largest building society in the UK, with total assets in excess of £2.7 billion. They are the largest building society active and based in the South West of Britain, and employ over 400 personnel through the head office and a network of 22 branches.

The Stroud & Swindon financial services products are centred around mortgages and personal loans for cars, holidays or credit consolidation.

Stroud & Swindon Loans

Stroud & Swindon loan products are personal loans whereby you may borrow between £7,500 and £25,000. The repayment term for all Stroud and Swindon personal loans range between 1 to 7 years, with repayments being fixed. The loans can be used for most purposes and you have the option of purchasing payment protection against the loan. For short term borrowing, Stroud & Swindon credit cards may offer you a line of credit. the Stroud and Swindon credit card is offered in conjunction with the Co-Operative Bank. Stroud & Swindon loan rates are around the 8 to 11% mark, with credit card rates in the realm of 12% to 14% for most accounts.

Stroud and Swindon Mortgages & Remortgages

The Stroud & Swindon mortgage range offers options for home movers, first time buyers, buy-to-let as well as Stroud & Swindon remortgages for existing home owners. There are also many different Stroud & Swindon mortgages repayment "styles" also available: discounted, flexible fixed, fixed-rate, stepped fixed, flexible tracker and Base Rate tracker (these options will be available depending upon your situation and the type of mortgage you require i.e. buy-to-let etc.).

Stroud & Swindon mortgages range in terms from 7 to 9% APY, although it can be a little higher if you have credit issues. Their typical maximum amount for mortgage borrowing is in excess of £100,000.

Loan-Seeker.co.uk and Stroud and Swindon Building Society

The Stroud & Swindon Building Society and Loan-Seeker.co.uk do not have a business relationship. Loan-Seeker.co.uk doesn't promote Stroud & Swindon loan, mortgage, or Stroud & Swindon remortgage products. The Loan-Seeker.co.uk website does not work on behalf of or directly for the Stroud & Swindon Building Society but we may market Stroud and Swindon Building loan products, such as those listed below, in future:

Loan-Seeker.co.uk is not a brokerage (loans and mortgages) nor a lender. Loan-Seeker.co.uk is an online remortgage, mortgage and loan finder that introduces people who are looking for loans products to lenders. Loan-Seeker.co.uk is not dependent upon any lender company although Loan-Seeker.co.uk has arrangements with a few particular lenders. These arrangements are entirely based on on the offers lenders make available to us. The Stroud & Swindon Building Society may only be able to offer remortgage, mortgage and loan products from the Stroud & Swindon Building Society lender partner panel. This suggests that you may not get the most suitable and competitive deals the market can offer. Notwithstanding, if you want a Stroud & Swindon loan, Stroud & Swindon remortgage or Stroud and Swindon remortgage, you can visit the Stroud & Swindon here www.stroudandswindon.co.uk.