About Sainsburys Loans!

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Loan-Seeker.co.uk is not aligned to the Sainsburys Bank and Sainsburys loans. As we are not a partner of Sainsburys, we are able to write objectively about Sainsburys loans and Sainsburys mortgages. Loan-Seeker.co.uk does not guarantee to find you a Sainsburys loan product.

About Sainsbury's Bank

Sainsbury's Bank plc is a joint venture between J Sainsbury plc (the owners of the Sainsbury's chain of retail outlets and supermarkets) and the Royal Bank of Scotland. Sainsbury's supermarkets were the first major UK retailing group to form a banking division, and their first branch opened in 1997. With access to nearly 11 million customers who visit Sainsbury's every week, the bank can offer a wide range of products tailored for "walk through" customers. Their primary product categories are credit cards, auto loans, mortgages, savings and chequing accounts, and personal loans (both secured and unsecured.)

Sainsbury's Bank has holdings totaling £5 billion, and has year to year revenue of £330 million, but is still reporting an operating loss of £10 million a year – which is still a significant reduction from £17 million two years ago.

Sainsburys Loan & Sainsburys Mortgage Products

Sainsburys loan products range from personal loans with limits of £1,000 to £25,000, and interest rates as low as 6.5%, to secured loans for poor credit risks going as high as 10.9%. Sainsbury's offers the full range of loan products, from initial home mortgages to remortgages to fund vacations and home improvements. With some effort, they offer loans in excess of £100,000, by talking to a loan consultant. Most mortgage terms are 25 years, with the range running from 10 years up to 50 years. Most personal loans have terms ranging from 7 years to 20 years.

Sainsbury's Bank and Loan-Seeker.co.uk

Loan Seeker is not connected to Sainsbury's Bank and does not promote Sainsburys loans or Sainsburys mortgages. Loan Seeker does not carry out work on behalf of Sainsburys Bank although we may at any time choose to introduce visitors to this site to the following Sainsburys Bank loan offerings:

Loan Seeker is an independently owned website that has relationships with a variety of lenders. As Sainsburys Bank can only ever offer you their own loan products, you cannot be sure that you will get the best deal. But, if you specifically require a Sainsburys loan, you should visit their official website here: www.sainsburysbank.co.uk.