About Natwest Loans and Mortgages!

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You have arrived at Loan-Seeker.co.uk through searching for a Natwest loan or Natwest mortgage. As Loan Seeker is not connected to Natwest Bank, we are not tied to the Natwest lender panel. This means that we are free to review objectively Natwest loans without actually endorsing them.

About the Natwest Bank

The National Westminster Bank, PLC, trading as Natwest on the London Exchange, is a commercial bank and part of the Royal Bank of Scotland Group. Established in 1968, it formed from the mergers of the National Provincial Bank and the Westminster Bank. It is one of the largest banks in England and Wales, and has an extensive network of branches across the country.

Corporately, the Natwest Bank can trace its roots back to 1650 to the Smiths of Nottingham. After the merger in the 1960s, it began trading on the bourses in 1970. Its three chevron logo is one of the most recognized in the UK. As part of the affiliated banks program, it owns the Coutts and Co. Private Bank, as well as the Ulster Bank of Northern Ireland. After steady expansion and consolidation of services through the 1970s, eventually reaching a peak of 3,500 branches nation wide, the company expanded into stock brokerages and jobbing firms, acquiring several small firms in those fields to create the NatWest Investment Bank. NatWest has also formed a partnership with Bancorp in the United States, and opened branches under that name on the Continent and in India and the Far East. After the stock market crash of 1987 (Black Tuesday), NatWest had to divest itself of several divisions, got out of the investment banking business and sold off its international holdings.

Natwest Loans and Mortgages

NatWest offers the usual gamut of banking and financial services, ranging from savings accounts to mortgages to checquing accounts. Typical NatWest loan applications are made for several reasons, and come in several types, ranging from a fixed rate personal loan, allowing easy budgeting and borrowing. NatWest's loans (fixed rate ) have competitive interest rates of 6.9% APR, and are available for sums ranging from £5,000 to £25,000, depending on credit worthiness. The payment terms can be spread out from one to five years, and application processing can be done online.

NatWest also offers personal loan protection insurance to its borrowers, where for a small premium, involuntary unemployment, illness or death can ensure that the minimum payments to the loan are continued.

Other NatWest loan types include college and education loans, automotive loans, and secured loans. NatWest also offers the Natwest FlexiLoan package that allows you to borrow from £5,000, with several options, including an initial payment holiday of up to 12 months, the ability to make lump sum or early repayments at any time without penalties, or repay the interest only and pay the capital in full later. You can even set the repayment schedule to weekly, biweekly or monthly to suit your needs. Natwest loan repayments can even be automatically deducted from your wages.

Natwest and Loan-Seeker.co.uk

Loan Seeker is not directly connected to the Natwest Bank and does not currently promote Natwest Bank loans or Natwest mortgages. Loan Seeker also does not work for the Natwest Bank in any capacity although we may at any time choose to introduce visitors to this site to the following Natwest loan product range:

Loan Seeker is an independently owned website that has relationships with a number of different lenders at any one time, according to the conditions and terms offered by the particular lender: we always search for the best! As Natwest can only ever offer you Natwest Bank loans and mortgages, you cannot be sure that you will get the best deal. However, if you specifically want a loan from Natwest, you should visit their official website here: www.natwest.com.