About London Scottish Loans & London Scottish Mortgages!

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You have arrived at our website as you have searched for a London Scottish loan or a London Scottish mortgage product? Because Loan-Seeker.co.uk is not connected to the London Scottish Bank, we are not promoting London Scottish loans.

About the London Scottish Bank

The London Scottish Bank is regarded as one of United Kingdom's leading banks that provides loans and facilities to borrowers with a poor credit history or who have been refused credit by other financial institutions (the sub-prime market). It mostly deals in small loans, which are funded and collected at the "doorstep" of the borrower, a feature that traces its roots to the history of the bank.

At the beginning of the 20th century, Lewis Livingstone established a small money-lending business in Wigan, Lancashire, and began offering loans to the area's low-income residents, whose population was quite large. His business did so well that by 1935 it was well known as the London Scottish Bank – and by then, it was a flourishing family business operating from seven branches, all in the Lancashire region. By 1970, the bank spread its tentacles across England with the help of its subsidiaries – The Refuge Lending Company and Sameday Re-Mortgage Company Limited – and its acquisition, The Reliance Guarantee Company.

The year 1975 was a major milestone in the bank's growth: It acquired a debt-collection company, Robinson Way, which complemented and enhanced its core business. Throughout the eighties, the bank kept growing from strength to strength by growing organically as well as through the small acquisitions route, and it developed a strong financial base that made it see through the recession of the nineties.

In 2005, The London Scottish Bank faced and survived a hostile takeover threat because of its low stock valuations. As things stand, it is business as usual at The London Scottish Bank.

London Scottish Loans and Mortgages

If you want to do business with and borrow from the London Scottish Bank, it offers you a range of loan products. The London Scottish Bank loans, which are personal in nature, are available in the range of £500 to £7,500; they can be repaid using the bank's famous home collect system or by a direct debit.

If you want a smaller London Scottish Bank loan, which again is personal in nature, you can deal with their subsidiary, Morses Club, which offers loans in the range of £100 to £1,000. Here again, these London Scottish Bank loans can be repaid using either the home collect method or by a direct debit.

Another convenient London Scottish Bank loan facility that is very short-term in nature is the cheque cashing service. People who cannot wait for their cheques to get cashed can take a London Scottish Bank loan on the cheques at a very nominal rate of interest. Salary advance is yet another type of London Scottish Bank loan targeted at people who want money immediately against their forthcoming paycheck – such customers can easily get the salary advance loan from the London Scottish Bank, which they can square up on payday.

For those looking for higher London Scottish Bank loans, the bank offers several residential and commercial mortgage loans. People whose mortgage loan application has been rejected by other financial institutions can always approach the London Scottish Bank for loans; the bank specializes in arranging mortgages for this class of borrowers. The London Scottish Bank offers a range of mortgage loans that cover non-standard construction, high-rise apartments, buying rights, commercial property, bridging as well as fully secured (on property) loans.

The London Scottish Bank and Loan-Seeker.co.uk

Loan-Seeker.co.uk is not associated with the London Scottish and does not specifically promote London Scottish loans or London Scottish mortgage products. Neither does Loan-Seeker.co.uk work for the London Scottish although we may at any time choose to introduce visitors to our site to the following London Scottish loan products:

Loan-Seeker.co.uk is an independent website that has relationships with a number of different lenders at any one time, according to the conditions and terms that they offer: we always search for the best! As the London Scottish Bank can only offer you London Scottish loans and mortgages you cannot be sure that you will get the best deal. However, if you specifically want a loan from the London Scottish, you should visit the London Scottish website here.