Intelligent Finance was started in 2000 with the objective of offering more favourable deals to customers in all areas of the world of finance. Intelligent Finance offer mortgages, current account banking, savings accounts, IF personal loans, credit cards and insurance. Since its inception Intelligent Finance has become a significant presence in direct banking and has pioneered the concept of offset mortgages.

Intelligent Finance is owned by the Halifax group of companies, which is itself part of the larger HBOS Group. IF operates from two bases in Scotland (located in West Lothian and Fife) employing over 1,200 people. Intelligent Finance has won many awards for its financial products including 50 trade and consumer awards since the company launched itself into the market.

About Intelligent Finance Loans and Mortgages

Intelligent Finance offers offset mortgages, tracker rate mortgages and fixed rate mortgages. The Intelligent Finance Offset Mortgage allows you to offset the mortgage balance against money held in an IF current or savings account. The Intelligent Finance Tracker Mortgage is linked to the Bank of England base rate and the IF Fixed Rate Mortgage provides reassurance through a fixed interest rate for a fixed period. Intelligent Finance mortgage products are have won some industry awards.

In terms of Intelligent Finance loan, there are currently two types of fixed rate secured loans with varying conditions and varying rates. If you are interested in applying for an Intelligent Finance loan you should visit the IF website.

Intelligent Finance and Loan Seeker

Loan-Seeker.co.uk provides the information about Intelligent Finance and Intelligent Finance loan products on this page on the understanding that this information is apt to change. The information contained in this particular page is only designed to give an overview of Intelligent Finance and the services it offers. If you require any further information about Intelligent Finance or Intelligent Finance loans you should visit the official IF website.

Loan-Seeker.co.uk does not have a formal relationship with Intelligent Finance or any other IF company. Loan-Seeker.co.uk does not presently market the products of Intelligent Finance but in the future we may promote Intelligent Finance and/or the following IF loan or mortgage products:

• Intelligent Finance personal loans
• Intelligent Finance remortgage loans
• Intelligent Finance secured loans
• Intelligent Finance mortgage loans
• Intelligent Finance car loans

As Loan-Seeker.co.uk is not affiliated to Intelligent Finance we do not have to promote the Intelligent Finance loans and mortgages lender panel. Loan-Seeker.co.uk reviews UK loan and mortgage products. As Loan Seeker are not tied to Intelligent Finance it is able to write objectively about Intelligent Finance loan products. If you require further information about Intelligent Finance products, you can visit the following link to go to the official Intelligent Finance website: www.intelligentfinance.com.