Founded in 1864 as Huddersfield Equitable Permanent Benefit Building Society, the Yorkshire Building Society has grown from very humble beginnings. What began way back in 1864 as a tiny, three man operation, which could only boast of a meagre £4,044 13s 5d in assets, grew vastly.

That original small mutual organisation has today become Britain’s third largest mutual, able to boast of a grand asset amount around £11 billion in 2001. For roughly the first century and a half, the Yorkshire Building Society was still known as Huddersfield. It was not until through a series of mergers over the last century, that Yorkshire Building Society gained the name it has today. This name change occurred with the merger of Huddersfield & Bradford and West Yorkshire which took place around the early 1980s.

Yorkshire Building Society Loans

By being Britain’s third largest mutual, it allows Yorkshire Building Society to offer a vast plethora of mortgage loans and personal loans. You may be looking for a personal loan that will allow you to pay off excess debts, such as from another loan, or credit cards. Or maybe you simply wish to finally buy that Mini Cooper you have had your eye on for a while.

Yorkshire Building Society personal loans, which start at £1,000, go all the way up to £25,000. And, with a deferred start option on your loan you make absolutely no repayments for the first 3 months. There is also the the option of choosing Payment Protection Insurance on your loan arranged by Liverpool Victoria Banking Services Limited with Sterling Insurance Company Limited and Sterling Life Limited.

Yorkshire Building Society Remortgages & Mortgages

In the way of mortgages, naturally, Yorkshire Building Society offers the usual fixed rate mortgages, as well as variance called a 25 year fixed rate mortgage.

In addition to their exceptional fixed rate mortgages, you can also find a vast array of mortgage options, including:

• Yorkshire Building Society Offset Mortgage Account – Offset Accounts make your money work for you by using your mortgage working with your savings account.
• Yorkshire Building Society First Time Buyer Mortgage – the First Time Buyer option offers services to help with the legalities involved in purchasing a home for the first time.
• Yorkshire Building Society Mortgage+ – these are loans that allow you to borrow more than the loan value of the home you are purchasing, and enabling you to have the money to help repay the additional costs of a new home, from new furniture to paying off an old loan.
• Yorkshire Building Society Tracker Mortgage – a loan that sets the interest rates based on various financial institute standards for a set amount of time.

There are also the Standard Variable Rate mortgages, and Self Certification loans, which allow for a loan when you do not have a traceable income, such as if you are self-employed. Yorkshire Building Society also offers a Fresh Start Service, which allows exactly what it implies, a fresh start for customers who have ended a relationship and are in need of financial advice. You will also find offered many discounted mortgage rates through the Standard Variable Rate Mortgage, and an Open Market HomeBuy Scheme, which allows Key Workers and first time home buyers to buy property with an equity loan.

About Loan-Seeker.co.uk and Yorkshire Building Society

The Yorkshire Building Society and Loan Seeker.co.uk do not have a direct or formal business partnership. Loan-Seeker.co.uk is neither affiliated and neither does it promote Yorkshire Building Society loan, Yorkshire Building Society mortgage, or Yorkshire Building Society remortgage products. Loan-Seeker neither works for or on behalf of the Yorkshire Building Society in any way but this does not mean that Loan-Seeker.co.uk will not promote the Yorkshire Building Society loan products listed below at a future point:

• Yorkshire Building Society Car Loan
• Yorkshire Building Society Mortgage
• Yorkshire Building Society Remortgage
• Yorkshire Building Society Homeowner Loan
• Yorkshire Building Society Secured Loan
• Yorkshire Building Society Personal Loan
• Other Yorkshire Building Soc Loan

Loan-Seeker itself does not lend money and does not sell mortgage or remortgage products. Loan-Seeker is independent of any specific lender organisation. The Yorkshire Building Society offers loans, mortgages and remortgages from the Yorkshire Building Society lender panel alone. If you would like some more detail regarding Yorkshire Building Society loans or Yorkshire Building Society mortgages or remortgages, you can visit YBS online here: www.ybs.co.uk.