This article discusses the Skipton Building Society, how it came to exist and the financial services it offers.

Building Societies originated during the 1770s in Birmingham. At their time of inception, they were a co-operative group of working class men, who wished to purchase or build a home. This was accomplished by members collecting and utilising their savings as one. Most often, when the last member of the building society had completed, or bought his home, they dissolved. A new development, however, came onto the scene in the early to mid 1800s: Permanent building societies. These functioned on a rolling basis, which worked by keeping an open enrollment: when an older member exited, a new one entered.

In 1853, in Skipton, North Yorkshire, a small group came together, with one thing in mind: home ownership. They took the concept of building societies, and formed the Skipton Building Society.

The Skipton Building Society is one of the well known, elite groups of financial service providers in the UK. As such, the Skipton Building Soc is one of the UK’s largest providers of financial services, and overall one of biggest organisations in the country. The Skipton Building Society aims to be not just one of the absolutely best financial providers, but the stand-out amongst the giants. In their quest to offer the best financial services to all their members, you can find options on mortgages, and financial services. Beyond the Skipton Building Society mortgage offerings, we offer over 79 branch offices to serve the needs of our members throughout the UK.

Skipton Building Society Mortgage Loans

With all the different kinds of mortgages available in the market today, Skipton Building Society leads the pack with mortgage options to suit any member’s needs, or desires. Starting with even their most basic of mortgages, the fixed rate mortgage, Skipton Building Society offers a little more. Skipton gives you several options beyond the ordinary, such as 2 year, 3 year, 5 year, 7 year, and even 10 year fixed rate mortgages.

Other Skipton Mortgages

For members who are desiring a mortgage other than the fixed rate mortgage, there are several choices, at your disposal, like a tracker mortgage, which works by keeping the cost at a level set by various institutions, such as the Bank of England, for a fixed period of time.

There are also capped tracker mortgages, which come available in 3 year, or 5 year increments. You could also select a discount mortgage, which offers free legal and valuation fees when you remortgage, as well as a low 7.2% APR. We offer additional borrowing mortgages, which feature both a variable and a fixed rate at 7.4% and 7.3% APR respectively, and unlimited overpayments on the variable rate mortgage, and unlimited overpayments until 2010 with the fixed rate mortgage.

And for those members who wish to purchase a home for the purpose of letting it out, the Skipton offers buy to let mortgages. Skipton’s buy to let mortgages come with the choice between a 3 year fixed rate with an 8% APR, a 5 year fixed rate with a 7.7% APR, tracker rate at 8% APR, or discount rate mortgage with an 8% APR.

About Loan-Seeker.co.uk and The Skipton Building Society

The Skipton Building Society and Loan-Seeker.co.uk are not commercially related. Loan-Seeker.co.uk does not promote Skipton Building Society loan and Skipton Building Society mortgages or the Skipton Building Society in any way. We could feasibly decide to market the Skipton Building Society loan products below should we decide to at any point. These products might include:

• Skipton Building Society Mortgages
• Skipton Building Society Remortgages
• Skipton Building Society Personal Loans
• Skipton Building Society Homeowner Loans
• Skipton Building Society Car Loans
• Skipton Building Society Secured Loans

If you are seeking a Skipton Building Society loan, mortgage or remortgage, you can visit Skipton online at www.skipton.co.uk.