Founded in, 1859, and based in Duffield, Derbyshire, the Derbyshire Building Society is a mutual organisation that, true to the origins of building societies, has no shareholders. Over the course of it’s history, the Derbyshire Building Society has grown to be one of the UK’s ten largest building societies. This was verified, by the Building Societies Organisation, when a survey of building societies within the UK just prior to the start of 2007, showed The Derbyshire as having over £6,021 million in assets. During its growth over the course of nearly 150 years in business the Derbyshire Building Society has steadfastly remained a true mutual lender, and today offers a wide range of financial services, including Derbyshire loans and mortgages.

Derbyshire Building Society serves its members by offering them banking and loans services. With over 53 branches, phone access to member accounts, and access to Link cash machines throughout the UK, the Derbyshire ensures its members have a standard and ease of service and account access that is high.

Derbyshire Building Society Loans

Derbyshire Building Society loans rates range from 6.9% to 30.2% APR on an unsecured Derbyshire loan of up to £25,000. These loans can be used for a variety of purposes, including: paying off existing credit card debts; eliminating another loan, with a higher interest rate; purchasing your new car; adding a loft conversion to your home; or merely to take the dream holiday you never could quite afford.

Derbyshire Building Society Remortgages & Mortgages

Derbyshire Building Society mortgages come in a wide variety of options for the borrowing members. Usually, mortgages for a member looking to purchase a home are either fixed rate, or flexible tracker loans.

The Derbyshire also has other loans geared for a member wishing to buy a home, including commercial loans through Salt Commercial, buy to let mortgage loans, and ‘ex-pat’ mortgage loans, which are designed for members who either own, or rent out their property in England and Wales.

Since The Derbyshire is a mutual company, it tries to allay its member’s primary concerns when thinking about getting a loan i.e. their personal financial state. The Derbyshire takes this seriously into consideration, and all Derbyshire loan repayments are fixed throughout the length of the loan. Derbyshire loan repayment rates are steadfast in their fixed status. Although the Bank of England may raise their base rate while you have a loan, the Derbyshire will not increase your payments.

The Derbyshire has the Co-operative Bank automatically debit member accounts for their monthly loan repayment, at a pre-set date. This is particularly helpful for members who rely on a dependable schedule of debits to ensure their budgets’ integrities are safe.

About Loan-Seeker.co.uk and Derbyshire Building Society

Derbyshire Building Society and the Loan-Seeker website are not commercially related and do not share a direct business interest with one another. Loan-Seeker does not market Derbyshire Building Society loans, Derbyshire Building Society mortgages, or Derbyshire Building Society remortgages. Loan-Seeker neither works for or on behalf of the Derbyshire but we could realistically think about becoming an affiliate of the Derbyshire in the future should an affiliate program for the following products be available to promote:

• Derbyshire Car Loans
• Derbyshire Building Society Mortgages
• Derbyshire Building Society Remortgages
• Derbyshire Building Society Homeowner Loans
• Derbyshire Secured Loan
• Derbyshire Personal Loans

Loan-Seeker is neither a lender or broker. If you wish to apply for a Derbyshire Building Society loan, Derbyshire mortgage or Derbyshire remortgage Loan-Seeker cannot advise you on this. For more information on Derbyshire’s financial products you may visit the Derbyshire BS here: www.thederbyshire.co.uk.