In 1964, the Bradford Equitable Building Society and the Bingley Building Society merged to form the Bradford & Bingley Building Society. Located in the Yorkshire in the town of Bingley, the company was floated on the London Stock Exchange and by December of 2000, it became known as Bradford & Bingley plc.

The two companies that merged to form Bradford & Bingley plc were established in 1851 in order to help people living and working in mill towns. The first customer, John Abbey, was given a loan to buy his own house, thereby starting a mission to “build a better future for the people” in the area they served. Today the company’s mission statement is “to lead the UK’s specialist lending market”.

Today, the Bradford & Bingley is one of the United Kingdom’s biggest mortgage lenders. It runs two businesses: a retail business that distributes brand-name financial products; and a lending side with their own line of financial products. They have an offsore subsidiary on the Isle of Man and offer loan quotes through Comparetheloan for customers who do not have a branch location close to them. Bradford & Bingley also purchased Mortgage Express from Lloyds Bank in 1997, helping people with more complicated mortgage loan requirements.

Bradford & Bingley Loans & Mortgages

Primarily a financial services institution, Bradford & Bingley is focused on providing financial services that veer from the mainstream markets. The three main products they offer are services for landlords and property investors that allow buy-to-let options, Bradford & Bingley loans for individuals with a more complicated income, such as self-employed and multiple jobs, and lifetime loans that allow individuals to gradually release equity they have built up in the primary residence. These services are sold though brokers and intermediaries that are working in conjunction with Bradford & Bingley.

Bradford & Bingley loans and mortgages fill a niche in the loan and mortgage market, as they help with the more complicated needs of its customers, allowing individuals more financial options.

Bradford & Bingley Loans

Bradford and Bingley loans of between £7,500 to £25,000 can be applied for. Bradford & Bingley interest rates are subject to change as the market fluctuates.

Bradford & Bingley Mortgages

Bradford & Bingley mortgages cover several areas:

• First-time buyer mortgages
• Moving home mortgages
• Bradford & Bingley remortgages
• and Buy-to-Let mortgages

Bradford & Bingley also participates in commercial property lending and lending to the many housing associations located across the United Kingdom. These services help corporate customers with their income producing properties and provide non-profit organisations with a way to help needy individuals who can get housing in the traditional way.

Loan-Seeker.co.uk and Bradford & Bingley

Bradford & Bingley and LoanSeeker are not affiliated with one another. LoanSeeker does not work for Bradford & Bingley and will not specifically find you Bradford & Bingley loan or mortgage products. LoanSeeker is not employed by, or affiliated to, the Bradford & Bingley Building Society in any form, although LoanSeeker could introduce LoanSeeker visitors in future to Bradford & Bingley products, such as the following, if appropriate conditions were to come available:

• Bradford & Bingley remortgages
• Bradford & Bingley secured loans
• Bradford & Bingley personal loans
• Bradford & Bingley car loans
• Bradford & Bingley mortgages

As an independent web-site, LoanSeeker works with a number of UK lender organisations. As LoansSeeker does not specifically work with Bradford and Bingley, you should visit the official web-site here to find out more about Bradford & Bingley, or Bradford & Bingley loans and mortgages: www.bradford-bingley.co.uk.